Business Loan Sub-Categories

Term Loan

Ideal for long-term business expansion, equipment purchase, or shop renovation. Get substantial funding with structured repayment schedules that align with your business revenue cycles and growth projections.

Working Capital Loan

Designed to manage day-to-day cash flow, inventory, and supplier payments. Bridge the gap between receivables and payables with quick access to funds, ensuring smooth business operations without disruption.

Commercial CIBIL Services (for Businesses)

Our specialized services assist businesses, firms, and proprietors in repairing and enhancing their Company CIBIL (Commercial Credit Report), ensuring stronger creditworthiness when seeking business financing solutions.

Credit Issues We Resolve:

• Outdated records of settled business loans or credit limits
• Incorrect guarantor or co-obligant information
• Inaccurate overdue reporting on CC/OD accounts
• Excessive credit utilization ratios in banking facilities
• Mismatched data across PAN, GST, and Credit Bureau records
• Unresolved account settlements or NPA classification challenges

How We Work:

Step 1: Comprehensive review of your Commercial Credit Report (CCR)
Step 2: Pinpoint negative factors affecting your credit score
Step 3: Liaise with financial institutions for data rectification
Step 4: Assist with required documentation and regulatory compliance
Step 5: Ongoing guidance for maintaining optimal credit behavior

Key Advantages:

• Enhanced credibility for securing working capital and term financing
• Simplified approval process for higher credit limits
• Strengthened credit profile for accessing future capital